Agent Money Tracker
A TypeScript library for AI agents to track expenses, income, budgets, and savings goals with LLM-powered natural language parsing. No frontend required - designed for programmatic use by agents and bots.
Installation
npm install agent-money-tracker
Usage
Initialize the Budget Tracker
import { clawhub } from 'agent-money-tracker';
// Initialize (required before any operations)
await clawhub.initialize();
// Or with custom storage path
await clawhub.initialize('/path/to/data');
Expense Tracking
// Add an expense
await clawhub.addExpense(50, 'Food & Dining', 'Grocery shopping', {
date: '2026-01-31',
tags: ['weekly', 'essentials'],
merchant: 'Whole Foods'
});
// Natural language input
await clawhub.addFromNaturalLanguage('spent $45 on uber yesterday');
// Get recent expenses
const expenses = clawhub.getExpenses({ limit: 10 });
// Filter by category and date range
const foodExpenses = clawhub.getExpenses({
category: 'Food & Dining',
startDate: '2026-01-01',
endDate: '2026-01-31'
});
Income Tracking
// Add income
await clawhub.addIncome(5000, 'Salary', 'January salary', {
date: '2026-01-15'
});
// Add freelance income
await clawhub.addIncome(500, 'Freelance', 'Website project');
// Get all income
const income = clawhub.getIncome();
Budget Management
// Create a monthly budget
await clawhub.createBudget('Food Budget', 'Food & Dining', 500, 'monthly', 0.8);
// Check budget status
const status = clawhub.getBudgetStatus();
// Returns: [{ budgetName, spent, limit, remaining, percentageUsed, status }]
// Get budget alerts
const alerts = clawhub.checkBudgetAlerts();
// Returns warnings when threshold or limit exceeded
// Get smart budget suggestions
const suggestions = clawhub.suggestBudgetLimits();
// Returns: [{ category, suggested, average, max }]
Savings Goals
// Create a savings goal
await clawhub.createGoal('Emergency Fund', 10000, {
description: '6 months expenses',
deadline: '2026-12-31',
priority: 'high'
});
// Add contribution
await clawhub.contributeToGoal('goal_abc123', 500, 'January savings');
// Check progress
const progress = clawhub.getGoalProgress();
// Returns: [{ goalName, targetAmount, currentAmount, percentageComplete, daysRemaining, onTrack }]
Analytics & Reports
// Monthly spending summary
const summary = clawhub.getSpendingSummary();
// Returns: { totalExpenses, totalIncome, netSavings, expensesByCategory, incomeByCategory }
// View monthly trends
const trends = clawhub.getMonthlyTrends(12);
// Returns: [{ date, expenses, income, netSavings }]
// Full monthly report
const report = clawhub.generateMonthlyReport(2026, 1);
// Compare to last month
const comparison = clawhub.compareToLastMonth();
// Returns: { expenseChange, incomeChange, topIncreases, topDecreases }
Smart Insights
// Generate AI-powered insights
const insights = await clawhub.generateInsights();
// Returns insights like:
// - "⚠️ Your dining expenses are 3x higher than usual"
// - "💡 Cancel unused subscriptions to save $50/month"
// - "🏆 You've tracked expenses for 7 consecutive days!"
// Get unread insights
const unreadInsights = clawhub.getInsights();
Recurring Transactions
// Create recurring expense (e.g., Netflix subscription)
await clawhub.createRecurring(
'expense', 15.99, 'Subscriptions', 'Netflix', 'monthly',
{ startDate: '2026-02-01' }
);
// Create recurring income (e.g., salary)
await clawhub.createRecurring(
'income', 5000, 'Salary', 'Monthly salary', 'monthly'
);
// Process due recurring transactions
await clawhub.processRecurring();
Data Management
// Get statistics
const stats = clawhub.getStats();
// Returns: { totalTransactions, totalExpenses, totalIncome, netSavings, avgExpense, topCategory }
// Get available categories
const categories = clawhub.getCategories();
// Export data
const jsonData = await clawhub.exportData();
// Create backup
const backupPath = await clawhub.backup();
// Get storage location
const dataPath = clawhub.getDataPath();
Default Categories
Expense Categories
| Food & Dining | 🍔 |
| Transportation | 🚗 |
| Shopping | 🛍️ |
| Bills & Utilities | 💡 |
| Entertainment | 🎬 |
| Health & Fitness | 💪 |
| Education | 📚 |
| Personal Care | 💄 |
| Subscriptions | 📱 |
Income Categories
| Salary | 💰 |
| Freelance | 💻 |
| Investments | 📈 |
| Gifts | 🎁 |
Cross-Platform Storage
Data is stored in platform-specific locations:
| Windows | %APPDATA%\clawhub |
| macOS | ~/Library/Application Support/clawhub |
| Linux | ~/.local/share/clawhub |
Override with environment variable:
export CLAWHUB_DATA_PATH=/custom/path
API Reference Summary
initialize(path?) | Initialize the budget tracker |
addExpense(amount, category, description, options?) | Add expense |
addIncome(amount, category, description, options?) | Add income |
addFromNaturalLanguage(text) | Parse and add from natural language |
createBudget(name, category, limit, period, threshold?) | Create budget |
getBudgetStatus() | Get all budget statuses |
checkBudgetAlerts() | Get budget warnings/alerts |
createGoal(name, target, options?) | Create savings goal |
contributeToGoal(goalId, amount, note?) | Add to goal |
getGoalProgress() | Get all goal progress |
getSpendingSummary(start?, end?) | Get spending breakdown |
getMonthlyTrends(months?) | Get monthly trend data |
generateMonthlyReport(year?, month?) | Generate full report |
generateInsights() | Generate AI insights |
createRecurring(type, amount, category, desc, freq, options?) | Create recurring |
processRecurring() | Process due recurring transactions |
getStats() | Get transaction statistics |
exportData() | Export all data as JSON |
backup() | Create timestamped backup |